Post Falls, Idaho: health insurance
Post Falls is in Kootenai County. Here is what Post Falls residents should know about coverage.
Coverage in Post Falls
Post Falls has about 44,798 residents (U.S. Census Bureau 2023 estimate).
Plans for Post Falls residents are determined by Kootenai County, home to about 185,010 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Kootenai County before you choose it.
- Turning 65 in Post Falls? Your Initial Enrollment Period runs seven months around your birthday. Idaho SHIBA (Senior Health Insurance Benefits Advisors) offers free counseling at 1-800-247-4422.
- Buying your own plan? Shop through Your Health Idaho.
- Medicaid questions? Idaho Department of Health and Welfare handles applications.
Idaho note: Idaho also runs a state reinsurance program that helped bring individual-market premiums down roughly 18% for 2026 -- a state-level lever most federal-exchange states don't have, on top of running Your Health Idaho itself.
Medicare plans leaving Kootenai County for 2027
Medicare plans are set by county, so this applies to residents of this city. 8 plans are listed in Kootenai County for 2026 but not for 2027, covering at least 6,327 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| PacificSource Medicare MyCare Choice Rx 34 (HMO-POS) H3864-034 | PacificSource | 4,462 |
| AARP Medicare Advantage from UHC ID-0010 (PPO) H2406-112 | UnitedHealthcare | 1,006 |
| PacificSource Medicare Explorer 6 (PPO) H4754-006 | PacificSource | 477 |
| Molina Medicare Complete Care Select (HMO D-SNP) H5628-014 | Molina Healthcare | 340 |
| PacificSource Medicare MyCare Choice 30 (HMO-POS) H3864-030 | PacificSource | 42 |
See all 8 plans leaving Kootenai County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Post Falls
Idaho public institutions include University of Idaho, Boise State University, Idaho State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Idaho colleges.
Do Post Falls and Kootenai County have the same plans?
Plans are offered by service area, and Post Falls falls under Kootenai County. A plan that serves Kootenai County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Post Falls residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Idaho cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.