Moscow, Idaho: health insurance
Moscow is in Latah County. Here is what Moscow residents should know about coverage.
Coverage in Moscow
Moscow has about 26,387 residents (U.S. Census Bureau 2023 estimate).
Plans for Moscow residents are determined by Latah County, home to about 41,301 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Latah County before you choose it.
- Turning 65 in Moscow? Your Initial Enrollment Period runs seven months around your birthday. Idaho SHIBA (Senior Health Insurance Benefits Advisors) offers free counseling at 1-800-247-4422.
- Buying your own plan? Shop through Your Health Idaho.
- Medicaid questions? Idaho Department of Health and Welfare handles applications.
Idaho note: Idaho also runs a state reinsurance program that helped bring individual-market premiums down roughly 18% for 2026 -- a state-level lever most federal-exchange states don't have, on top of running Your Health Idaho itself.
Medicare plans leaving Latah County for 2027
Medicare plans are set by county, so this applies to residents of this city. 9 plans are listed in Latah County for 2026 but not for 2027, covering at least 1,159 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| AARP Medicare Advantage from UHC ID-0008 (HMO-POS) H4604-020 | UnitedHealthcare | 571 |
| AARP Medicare Advantage from UHC ID-0010 (PPO) H2406-112 | UnitedHealthcare | 236 |
| AARP Medicare Advantage from UHC ID-0006 (HMO-POS) H4604-013 | UnitedHealthcare | 178 |
| AARP Medicare Advantage Patriot No Rx ID-MA01 (HMO-POS) H4604-019 | UnitedHealthcare | 103 |
| UHC Complete Care ID-13 (HMO-POS C-SNP) H4604-025 | UnitedHealthcare | 53 |
| Molina Medicare Complete Care Select (HMO D-SNP) H5628-014 | Molina Healthcare | 18 |
See all 9 plans leaving Latah County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Moscow
Idaho public institutions include University of Idaho, Boise State University, Idaho State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Idaho colleges.
Do Moscow and Latah County have the same plans?
Plans are offered by service area, and Moscow falls under Latah County. A plan that serves Latah County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Moscow residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Idaho cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.